Picture this person, if you will.

20- 30- 40- 50- something. Absolute rubbish with money.

Makes enough money. Never has money. 

Sound familiar?

We teach our children how to read and write and code and compute and science – everything they need for their bright shiny futures as cogs in the consumption engine. But we don’t teach them about money – how to use it, how to invest it, and how to make it work for them

Proiti’sthing on Monday could be about me in my 20s and early 30s. I was Budget Rani with my spreadsheets and complex math. Yet, I started each month flush and ended it povvo (thanks, Shabaz).

Everyone I knew was just like me. 

Because unless you are one of those “hospital creases” people, budgets N.E.V.E.R. work. Budgets (like business plans and resolutions) are always aspirational.

I likely would have been this person forever if Avraham Byers and his brilliant, stupidly simple daily wad of cash method hadn’t come along. 

Imagine this:

Every day, before you go off to the wars, I knock on your door and give you money. Say 100 of whichever currency applies to you. This is your money. Yours to spend on whatever you need – groceries, expensive coffee, kibble for your cat, pizza and a movie.

I’m back at your door the following day with another 100 for you to spend. On whatever you want. And I come back every day, day after day, with another 100 for you.

A Magic Number.

A fixed amount of money to spend every day without obsessing over the implications sounds like something you could get on board with, right? Avraham has a cute little e-book where he explains how to go about finding yours. 

Who’s the Povvo now?


P.S. This is the first photo of all of us together in one place ever. We’re delicious, no?