Picture this person, if you will.

20- 30- 40- 50- something. Absolute rubbish with money.

Makes enough money. Never has money. 

Sound familiar?

We teach our children how to read and write and code and compute and science – everything they need for their bright shiny futures as cogs in the consumption engine. But we don’t teach them about money – how to use it, how to invest it, and how to make it work for them. 

Proiti’sthing on Monday could be about me in my 20s and early 30s. I was Budget Rani with my spreadsheets and complex math. Yet, I started each month flush and ended it povvo (thanks, Shabaz).

Everyone I knew was just like me. 

Because unless you are one of those “hospital creases” people, budgets N.E.V.E.R. work. Budgets (like business plans and resolutions) are always aspirational.

I likely would have been this person forever if Avraham Byers and his brilliant, stupidly simple daily wad of cash method hadn’t come along. 

Imagine this:

Every day, before you go off to the wars, I knock on your door and give you money. Say 100 of whichever currency applies to you. This is your money. Yours to spend on whatever you need – groceries, expensive coffee, kibble for your cat, pizza and a movie.

I’m back at your door the following day with another 100 for you to spend. On whatever you want. And I come back every day, day after day, with another 100 for you.

A Magic Number.

A fixed amount of money to spend every day without obsessing over the implications sounds like something you could get on board with, right? Avraham has a cute little e-book where he explains how to go about finding yours. 

Who’s the Povvo now?

K

P.S. This is the first photo of all of us together in one place ever. We’re delicious, no?